Insurance in and around Xenia
Multiple ways to help keep more of your hard-earned dollars
Insurance that works for you

Would you like to create a personalized quote?
It’s All About You
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, create your coverage to meet your individual needs. Contact Rick Kolmin for a Personalized Price Plan.
Multiple ways to help keep more of your hard-earned dollars
Insurance that works for you

Insurance Products To Meet Your Ever Changing Needs
Some of these wonderful options include Renters, Business, Auto and Homeowners insurance. Not only is State Farm insurance a great value, but it's a smart choice.
Simple Insights®
How to use driver assist features safely
How to use driver assist features safely
Driver assist safety features help drivers but should not replace good driving habits. Get some safe driving tips for using this technology.
When should you buy an annuity?
When should you buy an annuity?
Should I buy an annuity when I retire? Is that the best time to buy one? We review when it might be a good time to buy an annuity.

Rick Kolmin
State Farm® Insurance AgentSimple Insights®
How to use driver assist features safely
How to use driver assist features safely
Driver assist safety features help drivers but should not replace good driving habits. Get some safe driving tips for using this technology.
When should you buy an annuity?
When should you buy an annuity?
Should I buy an annuity when I retire? Is that the best time to buy one? We review when it might be a good time to buy an annuity.