Life Insurance in and around Xenia
Protection for those you care about
Now is the right time to think about life insurance

Would you like to create a personalized life quote?

It's Never Too Soon For Life Insurance
Taking care of those you love is an honor and a joy. You help them make decisions listen to their concerns, and take time to plan for the future. That includes getting the proper life insurance to care for them even if you can't be there.
Protection for those you care about
Now is the right time to think about life insurance

Xenia Chooses Life Insurance From State Farm
Some of your options with State Farm include coverage for a specific time frame or level or flexible payments with coverage designed to last a lifetime. But these options aren't the only reason to choose State Farm. Agent Rick Kolmin's terrific customer service is what makes Rick Kolmin a great asset in helping you select the right policy.
State Farm offers a great option for anyone who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can come in handy by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For a free quote on Guaranteed Issue Final Expense, contact Rick Kolmin, your local State Farm agent and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Rick at (937) 372-3700 or visit our FAQ page.
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- Explore estate and end-of-life planning tools.
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Rick Kolmin
State Farm® Insurance Agent
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.